Financial Trust Terms and Conditions
1. Acceptance of Terms
By accessing or using the Financial Trust website, you agree to be bound by these Terms and Conditions, as well as any other policies incorporated by reference. If you do not agree with any of these terms, please do not use this website.
2. Description of Service
Financial Trust provides an informative website for purchasing life insurance policies. We reserve the right to modify or discontinue any aspect of the service at any time without prior notice.
3. Information Collected
We may collect the following personal information when you interact with our website:
•Contact Information: Name, email address, phone number.
•Website Usage Data: Information about how you interact with our website, including IP addresses, browser type, pages visited, and visit duration.
4. Use of Information
The information collected is used for the following purposes:
•To provide and improve our services.
•To communicate with you about our services.
•To send updates, promotional offers, and other relevant content.
•To improve the security and functionality of our website.
5. Disclosure of Information
We will not share your personal information with third parties, except in the following cases:
•Service Providers: We may share your information with service providers who assist us in operating our business.
•Legal Compliance: We may disclose your information to comply with legal obligations or respond to government requests.
•Protection of Rights: To protect our rights, privacy, safety, or property, and that of our clients.
6. SMS Messaging
By providing your mobile phone number, you consent to receive text messages from Financial Trust. Messages may include appointment reminders, promotional notifications, and other relevant communications. You will not be charged for this service, but standard messaging and data rates from your mobile carrier may apply.
•Message Frequency: The frequency of messages may vary depending on your interaction with our services.
•Service Cancellation: You may opt out of receiving SMS messages at any time by sending the word "STOP" to the provided number.
•Privacy: The information collected through our SMS messaging service is used solely to provide and improve the service. We do not share your information with third parties without your consent, except as required by law.
7. Information Security
We implement technical and organizational security measures to protect your personal information against unauthorized access, disclosure, misuse, or destruction.
8. User Rights
In accordance with applicable U.S. data protection laws, you have the right to:
•Access the personal information we hold about you.
•Rectify any inaccurate or incomplete information.
•Delete your personal information when it is no longer necessary for the purposes for which it was collected.
•Object to the processing of your personal information for legitimate reasons.
•To exercise these rights, please contact us through the email provided on our website.
9. Modifications to Terms
We reserve the right to modify these Terms and Conditions at any time. Modifications will become effective immediately upon posting on our website. Continued use of the services after any modifications constitutes your acceptance of the new terms.
10. Limitation of Liability
Financial Trust will not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the website or services.
11. Governing Law and Jurisdiction
These Terms and Conditions will be governed and interpreted in accordance with the laws of the United States. Any disputes arising in connection with these terms will be subject to the exclusive jurisdiction of the U.S. courts.
12. Contact
If you have any questions or concerns about these Terms and Conditions or the handling of your personal information, please contact us through the email provided on our website.